Debunking 3 Myths about Workers’ Compensation

Few people are prepared for the physical and emotional impact of a work injury. No one wants to deal with time missed from work, doctors’ visits, or managing the legal aspects of the claim. To make it simpler for you, here is the truth about 3 common myths about workers’ compensation.

I AM TRYING TO GO BACK TO WORK, BUT HAVE TO MISS TIME BECAUSE OF MY INJURY

If your work-related injury makes you miss time at work, you must have written medical evidence to support your claim. Workers’ compensation benefits usually apply in such situations. If you’re released to light duty, you can still receive benefits but you must report the income. It’s best to consult a workers’ comp attorney before returning to work or agreeing to any arrangements offered by your employer.

MY BODY WILL NEVER BE THE SAME

You may be eligible for partial disability benefits if you have a permanent disability due to a work-related injury or illness. These benefits can be paid when you have reached maximum medical improvement for your injury, but there is still some form of irreparable physical damage.

Depending on your impairment rating, you may be able to receive disability compensation. The impairment rating classifies your degree of permanent disability and is assigned by a doctor.

I GOT FIRED WHILE I AM ON WORKERS’ COMPENSATION

Most employers would save your job for you if you have suffered a work-related injury. Keep in touch with your employer about your status.

If you finally return to work but are terminated for a legitimate reason, not related to your injury, then you will not receive any workers’ compensation benefits.