When you are injured on the job and file a claim with your employer, you will be set up with an evaluation appointment by the workers’ compensation doctor, agreed upon by the company’s insurance group. During the evaluation, the doctor will use a checklist that...
All employers in Arizona must carry a workers’ compensation insurance policy. Should an employer have an employee injured on the job and there is no insurance, the Industrial Commission of Arizona (ICA) State Fund division will pick up the payments and then charge the employer...
In general, Worker’s Compensation benefits and settlements will not be taxed at either the state or federal level in Arizona. If the worker is also receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, however, the total amounts from both sources cannot...
If you were injured while on the job, chances are good that your claim will go through, regardless of who caused your injury at work. Your employer’s insurance company must review and accept or deny your claim within 21 days after receiving official notification from...
Workers who suffer injuries while performing their job-related duties can claim worker’s compensation benefits. Employers have to carry workers’ compensation coverage for their employees. If the employee’s injury claim is found justified, they are given financial benefits to cover their treatment and lost wages. However,...
The Worker’s Compensation Class Codes in Arizona refer to the job category code needed for calculating what the insurance premium rate will be that employers must pay to cover workers in case of job injuries. These class rates are suggested by the National Council on...
How Rates are Decided Arizona requires that all businesses carry worker’s compensation insurance to protect workers against job injury expenses. The National Council on Compensation Insurance (NCCI), which covers most states, including Arizona, sets the class rate and experience modification factor (MOD). The MOD is part of...
If you have served in the United States military, you are likely eligible for veteran’s benefits. The military branches of the United States Armed Forces are the Army, the Navy, Air force, Coast Guard, and the Marine Corps. Even some members of the National Guard and...
The current American Medical Association (AMA) Guides, 6th edition, were published in late 2007 and there has not been an update since then. Almost every medical assessor uses these guides when evaluating a patient’s level of injury. Categories of the Body There is a guide for each...
Most employers have workers’ compensation coverage through a third-party insurance company. If an employee gets hurt on the job, the insurance carrier pays for the employee’s medical bills and lost wages. However, some employers are self-insured. Self-insurance allows savings to employers who can pay worker’s compensation...
