Most employers have workers’ compensation coverage through a third-party insurance company. If an employee gets hurt on the job, the insurance carrier pays for the employee’s medical bills and lost wages. However, some employers are self-insured. Self-insurance allows savings to employers who can pay worker’s compensation...
Life occasionally deals us hard times, such as a work-related accident that leaves one temporarily or permanently impaired and/or disabled. The worker files a claim and, if accepted, receives compensation, based on a physician’s evaluation rating of injury, using the American Medical Association Guides (AMA...
You Were Injured at Work It finally happened. You were at work and while doing your job, you had an accident that has laid you off. You should notify management at once that you had an injury, even if, for now, you do not feel the...
If you are seriously injured in a work-related accident, especially if you have lost a part of your body, making it a permanent situation, you may go through some emotional difficulties while dealing with the changes. Not everyone reacts the same way to such changes,...
A Brief History In the United States, the first version of a Worker’s Compensation law was first enacted as a state-based constitutional law in Wisconsin in 1911. By the end of that decade, 36 other states had followed suit, with Arizona in 1925. All 50 states now...
When You Are Injured on the Job Your injury may be severe enough that you must go to the hospital at once by ambulance. You may not remember much while you are trying to deal with pain and fear about what has happened to you. Once...
If you’re completing a work-related task, and it results in a car accident, you may be left wondering if you are covered under workers’ compensation. Workers’ compensation covers a variety of illnesses and injuries. If you were performing a job-related task and got injured or fell...
Workers’ compensation benefits help employees get back on their feet following workplace injuries. However, when workers’ compensation claims are denied, injured workers are often left with no income and mounting medical expenses. Fortunately, it’s possible to appeal to workers’ compensation denials. Below is an overview...
It’s no secret that construction work can be extremely dangerous. And it is for this reason that the Occupational Safety and Health Administration (OSHA) gives construction workers special rights and imposes a number of safety and health obligations on construction industry employers. Below is an...
Workers’ compensation is a program that compensates employees who are injured on the job for lost wages and medical expenses. Below is an overview of how to file a workers’ compensation claim in Arizona. Report your injury If you are injured on the job, you should immediately...
