There are only a few exceptions where Arizona employers do not have to provide workers' compensation to those doing a job for employers. Any employer who hires an independent contractor to do a certain job for them does not have to buy insurance for that...
Yes, Arizona’s workers’ compensation insurance does pay for knee injuries that occur on the job. While one might focus more on feet, ankles, and legs, your knees are a vital part of stabilizing your balance while walking, climbing stairs, and more. If you have a knee injury...
If you have a spine-related injury while working and are now on workers’ compensation insurance benefits, your doctor may suggest that you undergo spinal infusion surgery. This is a procedure whereby vertebrae in your spine are fused together to provide more support in your back....
Did you know that you are legally entitled to your medical records? If not, start now collecting all your records and keeping them filed by date, month, and year. See if you can get any backlogs of your records too, to include in your files....
How Rates are Decided Arizona requires that all businesses carry worker’s compensation insurance to protect workers against job injury expenses. The National Council on Compensation Insurance (NCCI), which covers most states, including Arizona, sets the class rate and experience modification factor (MOD). The MOD is part of...
You Were Injured at Work It finally happened. You were at work and while doing your job, you had an accident that has laid you off. You should notify management at once that you had an injury, even if, for now, you do not feel the...
Workers’ compensation benefits are paid for by employers. However, workers’ compensation systems vary by state. Depending on the system that is in place, employees may receive workers’ compensation benefits from any of the following: The state government; An insurance company; The employer; or A third-party...
Workers’ compensation insurance is an invaluable resource for someone who is injured in an accident at work or who develops an illness that is job-related. The individual receives medical treatment and is compensated for lost wages without financial worries. Although Arizona law requires most employers...
